Tuesday, February 24, 2009

FREE-Pancakes at IHOP 2/24 Only

Hello All-

After you eat your free tacos (previous blog entry) head on over to IHOP for your free pancakes, no coupon needed, but offer good 2/24 only!

Happy Saving!

Summer H.

Free-2 Tacos at Jack in the Box (2/24-Only!)

Hello All-

It doesn't get any better than Free and you can get 2 Tacos today at Jack in the Box with the coupon when you visit this site to print:

http://coupon.hangintherejack.com/two-tacos.php#

I have never had their tacos, but people rave about them all the time, so I may check it out tonight!

Happy Saving!

Summer H.

Deal-Hartwick's Weekday Promotions

Hello All-

If you are in need of some kitchen items, look no further than Hartwick's (5th Street)...weekday promotions!

Monday, spend $20 get entered into a Hartwick's Gift Basket.
Tuesday, spend $50 take $10 off
Wednesday, spend the wheel for up to 24% off one item
Thursday, between 1-4, drop into the kitchen area for cooking demos, tips, etc.
Friday, get 15% off food items

Happy Saving!

Summer H.

Deal-El Torito's Discounts + Kids Eat Free

Hello All-

My family likes to eat out about 2 times per month at sit down establishments...the only catch is we have to have a coupon or discount! This makes this outing affordable or allows us to save up for the dining out places that don't offer a lot of savings (Red Robin).

El Torito's has a few options that make dining their cheaper! They have introduced $7.99 combos for the adults and Kids Eat Free on Saturdays until 3 p.m. with the purchase of an adult entree. Have 2 kids? Have 2 parents? Yep, the kids all eat free! This can make a normally costly eating out option, much more affordable!

Also, in the cantina on Tuesday nights they offer 99 cent tacos...another good deal if you need some mom time!

Happy Saving!

Summer H.

Wednesday, February 18, 2009

Smart Economy Tip-Credit Card Rates

Hello All-

If you carry credit card balances on certain cards each month this tip is for you. If you don't great keep up the good work and if you do make an effort to pay more than the minimum balances each month and get these paid off! Carrying debt is a burden to you, your family and your life.

If you have cards that you carry balances on and you get an offer from a competing company to give you a lower APR, get on the phone with your creditor and ask them to match the rate. Many would rather lower your rate (they will still make money off your carried balance) then lose you as a customer. This will lower your overall interest charges, saving you money each month and it only took a phone call. These companies are going to be more interested in keeping you as a customer if you have been paying on-time and are what they consider worth hanging on to.

Happy Saving!

Summer H.

Smart Economy Tip- Credit Reports

Hello All-

I am sure many of you know what a FICO score is and know how to obtain one, but how vigilant are you about checking it? This score determines any credit or loan percentages you will get, have a score of 740+ and you are looking at the best loan and rate packages. You need to be in this range, if you aren't, over the next few days I will be posting tips on how to improve your FICO. If you have no idea what your score is or it has been awhile since you checked, now is the time and I will help you do it for free. If you are saying, I don't need to check I am not applying for a loan, you still need to check reports 1 time per year to check for accuracy, if errors are evident it is best to deal with them quickly and efficiently! That way when you do apply for something, you don't have to worry about incorrect information being on your report.

To get your FREE credit reports from the 3 agencies, visit: www.annualcreditreport.com (please know...many other companies exist with similar names and similar gimmicks)...this is the only one that is actually FREE, of course they will try to sell you on other services, but you don't have to buy to get this. You get 1 free report, per agency, per year. This is an important tool to check once a year for accuracy and to gauge your score and if you want to improve it, you can...keep reading my blog!

Happy Saving!

Summer H.

Smart Economy Tip- Gift Cards

Hello All-

Yes, I have a bundle of gift cards from all of last year that I keep saving because I don't really need anything right now, but that may quickly turn to never if I don't use some of these up!

What am I talking about? If you are holding gift cards...listen up!

If a store files for bankruptcy protection, goes under, etc. your gift card may not be valid anymore! My recommendation is to get out and use any gift cards you can now or in the next few months so that you actually are able to use them. If you have cards from extremely reputable companies, you are probably okay, but holding these is not the best idea either. If you have a birthday or upcoming event you need to buy a gift for consider using that method of payment first.

I would hate for you to lose the value on your card, so use it as quickly as you can!

Happy Saving!

Summer H.

Tuesday, February 17, 2009

REMINDER-Savings Class Coming Up!

Hello Blog Readers-

Just a reminder that Summer's Steals and Deals has a savings class coming up on Feb. 28 at BrushFire in Eugene, OR.

You will learn excellent savings tips and be able to network with other fellow savers for some great savings ideas!

Hope you can make it...if you haven't reserved your space yet for this FREE class, please email me to save your spot at summerhighfill@yahoo.com

Happy Saving!

Summer H.

Helping Others-Yolanda Elementary, Just Vote...It's Free!

Hello All-

Part of saving money and enjoying life is helping others when you can and when its free even better!

Here is your opportunity to place your FREE vote for a local school that is in a competition!

The competition will award $25K to a lucky music room and Yolanda Elementary is in the running! I have subbed in this room and believe me, it would be a worthy recipient of the award.

Please visit: http://expoclassroommakeover.com/officedepot/main.taf?p=2 and vote for Kristin Woodford-Yolanda Elementary, only 1 vote per email address. Your vote would be greatly appreciated!

Thanks!

Summer H.

Sunday, February 15, 2009

Steal-Free Hearing Screening

Hello-

I have a FREE hearing screening card to give to one lucky blog reader. You can give this to a family member too.

Anyone out there interested? First reader to respond to me at summerhighfill@yahoo.com will be sent the card...thanks!

Happy Saving!

Summer H.

Deal- Amazon DVD Purchase + $1 Magazine Subscription

Hello All-

Right now amazon.com is offering a select group of magazines (Men's Journal, Rolling Stone and US Weekly) for $1 with a DVD purchase.

When you view a DVD on this site, look for special promotions in the DVD description (most qualify).

Once you purchase the DVD and it ships, amazon will send you an email that allows you to purchase the magazine of your choice for $1! This might be a good gift idea for someone on your gifts list!

Happy Saving!

Summer H.

Savings & Lifestyle Tip- Postal Increase

Hello All-

The post office is going to be increasing postage costs again on May 11, 2009 so use up any 42 cent stamps you have to avoid having to add multiple stamps post 5/11. Also, consider purchasing "forever stamps" in the next few months at the cheaper price...these will still work "forever" even if the price you paid is less than the current going rate!

Happy Saving!

Summer H.

Thursday, February 5, 2009

Deal/Family Activity-Bowling

Hello All-

My family is always looking for affordable family nights. We have discovered the joys of bowling!

All the bowling alleys in Eugene/Springfield are now smoke free which makes it much better for kids.

I recommend Timber Bowl (Springfield)-if you haven't been for awhile...it's worth a new visit..recently cleaned up, non-smoking and new bowling machines in March give this alley a nice face lift it so desperately needed!

They offer discount nights on Tues/Thurs. They also offer coupons in the Entertainment Book and the Springfield Extra in the Register Guard.

Also check out other bowling spots around town Emerald Lanes, Fir Bowl, Strike City for times/pricing and possibly call ahead as league is currently going and open bowling times vary.

When you bowl you pay for shoes and the games you bowl. If this is an activity you start doing on a regular basis, I recommend buying shoes (if your feet have stopped growing!). The shoes will pay for themselves within a few months if you go on a regular basis. Shoe rentals average $2/session, so I purchased a brand new pair of shoes for my husband on eBay for $19.99...an investment up front, but after 11 visits we have them paid for! eBay has some fun vintage styles, his happen to be the classic bowling alley look, but new with box...yes!

Happy Fun & Saving!

Summer H.

Deal-Pearl Day Spa Specials

Hello All-

The Pearl Day Spa is offering some great specials and a whole new website...check it out at: http://www.thepearldayspa.com/html/specials.html

Each month they offer a discounted treatment that is the monthly feature, they offer 10% off treatments with a U of O Alumni card, current student discounts and a new referral rewards program!

Happy Saving!

Summer H.

Lifestyle Tip-Kids Activity Books & Magazines

Hello All-

My daughter has discovered activity books/magazines and I want to recommend a product that I have been very pleased with.

Highlights for Children has an assortment of products perfect for Pre-K to Elem. aged kids.

We especially enjoy High 5, Puzzle Buzz and Hidden Pictures Playground. These all have puzzles, stories and activities for kids. Visit www.Highlights.com to see what options are offered and pricing. I am signed up for recurring shipments which makes it easy!

My daughter and I have a deal that everyday she can stop me at any point (I get to say no 1x in case I am in the middle of something) and say "it's time for my puzzle books" and we spend 30 minutes on a book.

She has enjoyed this 1 on 1 time with me that is special dedicated time. We set the timer, don't answer the phone, she gets my full attention. I encourage you to start this with your child!

Happy Sanity!

Summer H.

Lifestyle Tip-Bertolli Oven Baked Meals

Hello All-

As a busy mom, employee and family manager I know you understand in your own life those busy nights when you need to put dinner on the table and want it to be easy!

I have to recommend a new Bertolli product, the "Oven Baked Meals" line....these are delicious, especially the tri-color ravioli!

The price, not great, but worth it on nights you need a meal on the table. Of course, this blog is about saving money so let me tell you about a coupon idea so you can save money on them this week if you want to stock up!

Visit www.villabertolli.com and you can print 2 $2 off coupons. Safeway this week has these on sale for $7.99 (with coupons takes you to $5.99). Clip the "double manufacturers coupons" in any Safeway ad, good up to 50 cents per item will take you down to $5.49 each. Also, if you have been saving coupons and have an order of $50, look for the $10 off a $50 Safeway coupon or the $5 off $50 in your Entertainment Book. This will allow you some additional savings and they have many $1 items in the store this week. My advice with this grocery retailer is only buy things on sale with coupons, otherwise you would be better to shop at a bargain grocer (Winco, etc.)

Happy Saving!

Summer H.

Travel Tip- Prepay, Lock In & Save

Hello All-

Hoping to go on a vacation or planning one right now? I am planning a trip to Canada this Fall and wanted to share a recent tip I am finding with hotels right now.

The economy has gone south and so have people's travel budgets, but you can still go on vacation and save $!

Many hotels are offering prepay and save dates. My family enjoys traveling through National Parks in Canada. One of the best properties we have stayed in up North is a Fairmont Hotel property called the Jasper Park Mountain Lodge. This property is way above our price range, but the amenities they offer are superb and so to stay there I have to get creative! First of all, I find out when the low season begins...I start our travel that day. It is a savings of over $600 a night! I know crazy, but these rooms are apparently highly sought after in the high season...I won't be traveling at that time because I can't afford that nor would I ever pay that. I was hesitant this year with plopping money down on a pricey hotel, so I got on Fairmont's website and found out they are offering a non-refundable deposit if you prepay your room. If I take advantage of this, I will save another $200/night, taking the room down to $271 a night, a great savings off the high season rate of $1200/night!

You can find these deals primarily by visiting the hotel chains you intend to stay at and looking at their specials/values pages. If you aren't seeing a prepay option, I would call the 1800# and see if they are offering such packages. The hotels like this because it is a burst of money into their coffers and you get the discount. Just make sure your plans won't be changing, because you will take the loss if you don't use the reservation and you typically can't change it....so read the fine print. It can be a steal if you use it!

Happy Saving!

Summer H.

Sunday, February 1, 2009

FREE-Savings Class 101

Hello All-

I am finally offering my FREE Savings Class.

Class will be at 6:30 p.m. at BrushFire Pottery on Feb. 28!

There is limited seating and you must RSVP so I can prepare materials...please email me at summerhighfill@yahoo.com or call me at 521-2956 to tell me you will join us!

Thanks!

Summer H.

STEAL-Free Pert Plus + February Freebies (Walgreens)

Hello All-

Welcome new readers! I want to remind all my new and loyal fans about the special rebate offers at Walgreen's each month. They typically offer between 3-7 FREE items each month after rebate.

What does that mean? You go to the store, purchase the items, go home enter your receipt (it takes 1 minute) and they cut you a reimbursement check and you keep the goods...it doesn't get easier than this! AND..if you put your rebate bucks on a Walgreen's gift card they give you a 10% rebate bonus back too!

Here is my February rebate story:
This month I picked up 4 of the 6 free items (the other 2 were out or haven't arrived yet). This came to around $28.44. I also on the same trip purchased my husband a 13.5 oz. bottle of Pert Plus for .49 cents! How? It is on sale for $3.49, the Easy Saver catalog has a $1.50 coupon and I had a manufacturers coupon for $1 (this is called coupon stacking, you can use a store and manufacturers coupon on the same item!). However, it's like they paid me to take these items off their hands and the shampoo too because I am going to get an additional $2.84 added to my rebate gift card! Yahoo!!! I will then use this gift card next month to purchase the freebies, you just keep adding to it each month and using for the freebies...it's easy, please try it!!

OK, I can hear some of you saying, but I won't use those products! Great, put them in your gift closet (this month the lipstick/concealer would be great for that purpose) or donate them to a local charity...times are tough right now and these places need donations. You still get the 10% bonus too!

Happy Saving!

Summer H.