Wednesday, February 18, 2009

Smart Economy Tip- Credit Reports

Hello All-

I am sure many of you know what a FICO score is and know how to obtain one, but how vigilant are you about checking it? This score determines any credit or loan percentages you will get, have a score of 740+ and you are looking at the best loan and rate packages. You need to be in this range, if you aren't, over the next few days I will be posting tips on how to improve your FICO. If you have no idea what your score is or it has been awhile since you checked, now is the time and I will help you do it for free. If you are saying, I don't need to check I am not applying for a loan, you still need to check reports 1 time per year to check for accuracy, if errors are evident it is best to deal with them quickly and efficiently! That way when you do apply for something, you don't have to worry about incorrect information being on your report.

To get your FREE credit reports from the 3 agencies, visit: (please know...many other companies exist with similar names and similar gimmicks)...this is the only one that is actually FREE, of course they will try to sell you on other services, but you don't have to buy to get this. You get 1 free report, per agency, per year. This is an important tool to check once a year for accuracy and to gauge your score and if you want to improve it, you can...keep reading my blog!

Happy Saving!

Summer H.

No comments: